Tag Archive: Investing

How To Estimate Your Retirement Income Needs

How much is enough?  That can be an overwhelming question for someone in their 50′s or 60′s and downright unfathomable for someone in their mid-twenties.  There are just too many “what-if’s” in our future.  A few obvious “what-if’s” include: When do I want to retire? When can I retire? How long will I live? How…

Excitement Grows as Stocks Slide

The Dow plunged 640 points today, the fourth largest point drop in history, and I couldn’t be happier.  That’s right, I said happier! Of course, I am in a unique position to benefit long-term from the recent market’s turmoil. Let me explain: I am 26 years old and have little assets. In other words, I…

Financial Guideline # 1

“Building a Solid Financial Foundation – Before you Invest!” There is no shortage of advice encouraging you to begin investing at a young age, or at least as soon as possible.  This argument is a valid one.  The earlier you begin investing, the more time your money is subjected to the positive effects of compound…

Fund Firms Preying On Youth?

I am currently enrolled in a Personal Financial Planning course.  While the rest of my financial coursework involved discussions about corporate finance, this is a nice change of pace and is an elective that satisfies a portion of my overall degree plan.  Each week, the professor posts an article on our class discussion board and…