Help, I’m 27 and Obsessed with Retirement

As I picked up the latest SmartMoney magazine up off my desk, I realized that I am usually drawn to the retirement articles first. I’m always eager to check out the latest information and can’t digest enough of it to satisfy my questions, such as:

  • Am I saving enough for retirement?
  • What if I really want to retire early?
  • Am I investing my money in the right places?

But today, this realization hit me in an almost eerie kind of way.  Why am I so obsessed with retirement?   Do I hate my job so much that I can’t wait for the day I am able to walk out the door for good?

I don’t know.  That’s a lot to think about.  I’m only 27.  If the traditional retirement age is 65 (and recent signs indicate that this age will be increasing) that’s a long time to be miserable.  But, I don’t hate my job.  I don’t love my job either, but I do love certain aspects about my job.  There’s the people, and the steady paycheck.  I feel good about the industry in which I work.  I feel like I make a difference.

However, I still find myself wanting for more.  I’m guessing my wife (a psychology professor) would tell me that it’s a natural part of the human condition (or something like that…)  More of what, I’m not exactly sure, but there are a few things that come to mind:

  1. Satisfaction
  2. Security
  3. Money
  4. Freedom From the 8-5 Routine
  5. Opportunity
  6. Stimulation
  7. Less Stress

It’s interesting that retirement doesn’t necessarily provide me with any of these things, other than #3.  Am I spending too much time obsessing over retirement?  Even after contemplating the items above, I don’t think so.  Regardless of my feelings about my full time job, the need to take care of me and my family will always exist, including the day I am no longer able to work, even if I want to.

What do you think?  Can you relate, or am I the odd ball out in left field?



About The Author


Broke created The Broke M.B.A. in between daytime paper pushing and enjoying home cooked dinners. Learn more about him and follow him on twitter.

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